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Clear explanations of mortgages, insurance, investments, group benefits, financial advisory and Smith Manoeuvre™ for Atlantic Canadians.

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What 27 Rising Stars Under 40 Reveal About Canada's Next Wealth Model post image
By Nicholas Gaudet
Oct 29, 2026

What 27 Rising Stars Under 40 Reveal About Canada's Next Wealth Model

The Deficit Fell $11.6 Billion. Your Mortgage Rate Didn't Get the Memo. post image
By Nicholas Gaudet
Oct 29, 2026

The Deficit Fell $11.6 Billion. Your Mortgage Rate Didn't Get the Memo.

Banks Call It a Transfer Fee, but It Works Like an Exit Penalty post image
By Nicholas Gaudet
Oct 28, 2026

Banks Call It a Transfer Fee, but It Works Like an Exit Penalty

Leveraged Insurance Ends When Regulators See the Downside, Whatever the Math Says post image
By Nicholas Gaudet
Oct 28, 2026

Leveraged Insurance Ends When Regulators See the Downside, Whatever the Math Says

Calling Every Big House Privilege Costs You the Roadmap Behind It post image
By Nicholas Gaudet
Oct 28, 2026

Calling Every Big House Privilege Costs You the Roadmap Behind It

Skip the Lecture: Three Questions That Start a Money Talk With Adult Kids post image
By Nicholas Gaudet
Oct 28, 2026

Skip the Lecture: Three Questions That Start a Money Talk With Adult Kids

A Paid-Off Home Can't Pay the Bills When Business Income Stops post image
By Nicholas Gaudet
Oct 28, 2026

A Paid-Off Home Can't Pay the Bills When Business Income Stops

Every RRSP Dollar Is Taxed at Death. Only Half Your Capital Gains Are. post image
By Nicholas Gaudet
Oct 28, 2026

Every RRSP Dollar Is Taxed at Death. Only Half Your Capital Gains Are.

A Portfolio Built to Last Can Still Outlive the Client's Independence post image
By Nicholas Gaudet
Oct 27, 2026

A Portfolio Built to Last Can Still Outlive the Client's Independence

Canadian Oil Pays Investors Now While AI Still Asks Them to Wait post image
By Nicholas Gaudet
Oct 27, 2026

Canadian Oil Pays Investors Now While AI Still Asks Them to Wait

Audit Your Monthly Statements for the Hidden Fees Canada's Banking Watchdog Flagged post image
By Nicholas Gaudet
Oct 26, 2026

Audit Your Monthly Statements for the Hidden Fees Canada's Banking Watchdog Flagged

What Manulife's Withdrawn Leveraged Insurance Product Reveals About Tax-Driven Wealth Plans post image
By Nicholas Gaudet
Oct 21, 2026

What Manulife's Withdrawn Leveraged Insurance Product Reveals About Tax-Driven Wealth Plans

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Founder & CEO - Clearstone Financial. Financial Advisory, Insurance, Investments, Mortgages, Advanced Strategies. Helping Atlantic Canadians build financial strength by clarifying the complex.

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Get new articles by email Clear explanations of mortgages, insurance, investments, group benefits, financial advisory and Smith Manoeuvre™ for Atlantic Canadians. Subscribe (Free)
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Founder & CEO - Clearstone Financial. Financial Advisory, Insurance, Investments, Mortgages, Advanced Strategies. Helping Atlantic Canadians build financial strength by clarifying the complex.

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